Flood Damage vs Water Damage: What College Station Property Owners Need To Know
As property owners in the College Station Central Texas area, it’s essential to be prepared for any possible water damage emergency. The last thing you want is to be caught off guard and left with expensive repairs that could have been prevented. But not all water damage is the same, and it can be confusing to know the difference between flood damage and water damage. In this article, we’ll explore the different types of damage categories and how they’re mitigated, as well as insurance coverages and the approval process.
Water damage is any damage that results from water infiltration, such as when a pipe bursts or a faucet leaks. On the other hand, flood damage is damage that results from flooding due to natural causes, such as heavy rain or hurricanes. These are two completely different categories of water damage and are treated very differently by insurance companies.
When it comes to mitigating water damage, there are three categories, or “Cats,” that are determined by the level of contamination. Cat 1 is clean water, such as from a broken pipe, Cat 2 is greywater, such as from a washing machine overflow, and Cat 3 is black water, which is sewage or floodwater. Water damage is typically cleaned up by removing damaged materials and drying the affected area thoroughly to prevent mold growth.
Flood damage, on the other hand, is usually more severe and requires a different approach. Floodwater is contaminated and can be dangerous to your health. The first step in mitigating flood damage is to remove any standing water and then thoroughly sanitize the area to prevent mold growth. Because of the severity of flood damage, it’s crucial to reach out to professionals who have experience with flood cleanup and mitigation.
When it comes to insurance coverages, water damage and flood damage are treated very differently. Most homeowner insurance policies cover water damage caused by a burst pipe or other sudden events, but they typically do not cover flood damage. Flood insurance is a separate policy that needs to be purchased before a flood occurs. It’s essential to review your insurance policy and understand what is and is not covered.
College Station property owners should take the necessary precautions to prevent water damage emergencies and understand the difference between flood damage and water damage. It’s crucial to have a plan in place in case of an emergency and to reach out to professionals if you experience any type of water damage. Make sure to review your insurance policy and understand your coverage to avoid any surprises if disaster strikes. Stay safe and be prepared!
water damage restoration service college station
As property owners in the College Station Central Texas area, it’s essential to be prepared for any possible water damage emergency. The last thing you want is to be caught off guard and left with expensive repairs that could have been prevented. But not all water damage is the same, and it can be confusing…